BakedIn.co

Finance

The long view. Retirement, investing, taxes.

This area doesn't have content yet. Here's what's planned and the sources it'll cite when it lands.

Finance is distinct from Money by horizon. Money is the monthly review — subscriptions, budgets, insurance. Finance is the decade-scale work: the IRA you fund every January, the rebalance you do every December, the tax folder you keep all year.

Everything here will cite primary sources. No affiliate links, no product recommendations, no "one weird trick." The standard:

Roadmap

  • Retirement accounts

    Planned

    401(k), IRA, Roth — what to fund first

    Match, then Roth IRA, then back to 401(k). The order has reasons. We'll walk through them with the IRS contribution limits live-linked.

  • Investing basics

    Planned

    Index funds, three-fund portfolios, and rebalancing

    The Bogleheads approach in plain English. What an index fund is, why low fees compound, and the rebalance you do once a year.

  • Taxes

    Planned

    Withholding, deductions, and the April spreadsheet

    A Drive folder you fill all year so April is a thirty-minute job, not a weekend. What to keep, what to throw out.

  • Net worth, long arc

    Planned

    One Sheet, updated quarterly

    Assets minus liabilities. The trend matters more than the number. Claude as the patient explainer when something moves.